Debts, what debts?

I know that tax returns are just our money given back to us, after the government had an interest free loan and all of that jazz, but I won't lie, I love tax returns. We are spenders and so we don't save very well. We are getting better, but it is nice to spend the money we work so hard to earn. Anyway, I love tax returns because it is like a savings account for me. We get this big chunk of money back that we may never have saved up on our own, and then we can do something productive with it. It is like, give me $25 a month and I think nothing of it, but give me $300 and I try to do something somewhat productive with it. Apply that to tax returns, (aka, bigger amounts) and you get my happiness.

This year, we used that return to pay for stuff we already bought. You got it. We paid off EVERY debt we have. This included student loans, outrageous hospital bills, credit cards, the works. We no longer have debts. I love that feeling. So I am bragging. It is like starting our marriage over. It is pretty awesome.

Being human I automatically start thinking about all the stuff we have. We have too much stuff. This year for Christmas (yes, I am thinking about Christmas and it is only February) I just want to take the kids on a cool trip. I am sick of all the "stuff" we have in our house. So, I am taking submissions for ideas for cool places to take 3 kids under 7. Of course, it needs to be somewhat affordable since I don't want to rack debts back up. I was thinking Disney Cruise, but am open to something a little more creative.